# Understanding Budgets ## Understanding budgets TZone helps teams review spend before and after it happens. That visibility starts with budget context. ### Budget terms * **Planned spend** is expected future spend. * **Committed spend** is approved or reserved spend. * **Actual spend** is recorded final spend. ### Why budget visibility matters * Managers can approve with better context. * Finance can spot issues earlier. * Teams can avoid overspend before it happens. ### What affects budget views * Approved travel requests. * Submitted and approved expenses. * Department and project coding. * Policy limits and approval rules. ### Good habits 1. Use the right budget coding. 2. Review budget impact before submitting. 3. Escalate unclear ownership early. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.techzala.com/getting-started/understanding-budgets.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.